Valley Educators
Valley Educators is a credit union based in Alamosa, Colorado, established in 1959, with $6 million in total assets serving 1,009 members. By Trust Grade it ranks 56th of 62 credit unions we track in Colorado. Its net worth ratio of 21.0% is stronger than 81% of similarly sized credit unions, versus a Colorado median of 11.3%. It posted a loss over the most recent period (-1.40% return on assets), a point to watch. No consumer complaints against Valley Educators appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Valley Educators compares to Colorado peers
How we graded Valley Educators
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (21.0% capital ratio)
- Unprofitable over the period (ROA -1.40%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Valley Educators over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Valley Educators insured?
Yes. Valley Educators is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Valley Educators: frequently asked questions
Is Valley Educators a good credit union?
Valley Educators earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Strongly capitalized (21.0% capital ratio); Unprofitable over the period (ROA -1.40%).
Is Valley Educators NCUA-insured?
Yes. Valley Educators is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Valley Educators?
Valley Educators holds $6 million in total assets, ranking 56th of 62 credit unions we track in Colorado. It serves 1,009 members.
Does Valley Educators have CFPB complaints?
No CFPB complaints against Valley Educators appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
