credit union

Moffat County Schools

Craig, CO · Est. 1962
A
Trust Grade
Excellent
Score: 92/100

Moffat County Schools is a credit union based in Craig, Colorado, established in 1962, with $7 million in total assets serving 805 members. By Trust Grade it ranks 23rd of 62 credit unions we track in Colorado. Its net worth ratio of 11.3% trails most similarly sized credit unions (27th percentile), versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Moffat County Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.6M
<$100M institution
Members
805
Shares & deposits
—
Net worth ratio
11.3%
Bottom 27% of <$100M peers · Colorado median 11.3%
Return on assets
0.6%
Bottom 48% of <$100M peers · Colorado median 0.55%
Rank in Colorado
#23
of 62 credit unions

How Moffat County Schools compares to Colorado peers

Net worth ratio
Bottom 27% of <$100M peers
Moffat County
11.3%
Colorado median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of <$100M peers
Moffat County
0.6%
Colorado median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Moffat County Schools

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (11.3% capital ratio)
  • Profitable (ROA 0.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Moffat County Schools over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Moffat County Schools insured?

Yes. Moffat County Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Moffat County Schools: frequently asked questions

Is Moffat County Schools a good credit union?

Moffat County Schools earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.58%).

Is Moffat County Schools NCUA-insured?

Yes. Moffat County Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Moffat County Schools?

Moffat County Schools holds $7 million in total assets, ranking 23rd of 62 credit unions we track in Colorado. It serves 805 members.

Does Moffat County Schools have CFPB complaints?

No CFPB complaints against Moffat County Schools appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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