One Thirteen
One Thirteen is a credit union based in Colorado Spring, Colorado, established in 1958, with $9 million in total assets serving 1,016 members. By Trust Grade it ranks 47th of 62 credit unions we track in Colorado. Its net worth ratio of 9.4% trails most similarly sized credit unions (13th percentile), versus a Colorado median of 11.3%. It posted a loss over the most recent period (-0.13% return on assets), a point to watch. No consumer complaints against One Thirteen appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How One Thirteen compares to Colorado peers
How we graded One Thirteen
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.4% capital ratio)
- Unprofitable over the period (ROA -0.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for One Thirteen over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at One Thirteen insured?
Yes. One Thirteen is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
One Thirteen: frequently asked questions
Is One Thirteen a good credit union?
One Thirteen earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Unprofitable over the period (ROA -0.13%).
Is One Thirteen NCUA-insured?
Yes. One Thirteen is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is One Thirteen?
One Thirteen holds $9 million in total assets, ranking 47th of 62 credit unions we track in Colorado. It serves 1,016 members.
Does One Thirteen have CFPB complaints?
No CFPB complaints against One Thirteen appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
