Skip to main content
credit union

Fort Morgan Schools

Fort Morgan, CO · Est. 1955
C
Trust Grade
Average
Score: 77/100

Fort Morgan Schools is a credit union based in Fort Morgan, Colorado, established in 1955, with $5 million in total assets serving 445 members. By Trust Grade it ranks 52nd of 62 credit unions we track in Colorado. Its net worth ratio of 15.1% is stronger than 56% of similarly sized credit unions, versus a Colorado median of 11.3%. It posted a loss over the most recent period (-1.32% return on assets), a point to watch. No consumer complaints against Fort Morgan Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.4M
<$100M institution
Members
445
Shares & deposits
Net worth ratio
15.1%
Top 44% of <$100M peers · Colorado median 11.3%
Return on assets
-1.3%
Bottom 7% of <$100M peers · Colorado median 0.55%
Rank in Colorado
#52
of 62 credit unions

How Fort Morgan Schools compares to Colorado peers

Net worth ratio
Top 44% of <$100M peers
Fort Morgan
15.1%
Colorado median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of <$100M peers
Fort Morgan
-1.3%
Colorado median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Fort Morgan Schools

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
77/100
Customer experience
n/a
Overall
C · 77
  • Strongly capitalized (15.1% capital ratio)
  • Unprofitable over the period (ROA -1.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fort Morgan Schools over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fort Morgan Schools insured?

Yes. Fort Morgan Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fort Morgan Schools: frequently asked questions

Is Fort Morgan Schools a good credit union?

Fort Morgan Schools earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Unprofitable over the period (ROA -1.32%).

Is Fort Morgan Schools NCUA-insured?

Yes. Fort Morgan Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fort Morgan Schools?

Fort Morgan Schools holds $5 million in total assets, ranking 52nd of 62 credit unions we track in Colorado. It serves 445 members.

Does Fort Morgan Schools have CFPB complaints?

No CFPB complaints against Fort Morgan Schools appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Options
credit union · Littleton, CO · $5M assets
Co-Ne
credit union · Julesburg, CO · $4M assets
Valley Educators
credit union · Alamosa, CO · $6M assets
Moffat County Schools
credit union · Craig, CO · $7M assets
One Thirteen
credit union · Colorado Spring, CO · $9M assets
Olathe
credit union · Olathe, CO · $2M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →