Options
Options is a credit union based in Littleton, Colorado, established in 1979, with $5 million in total assets serving 557 members. By Trust Grade it ranks 57th of 62 credit unions we track in Colorado. Its net worth ratio of 7.3% trails most similarly sized credit unions (3th percentile), versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 0.38% return on assets. No consumer complaints against Options appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Options compares to Colorado peers
How we graded Options
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Profitable (ROA 0.38%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Options over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Options insured?
Yes. Options is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Options: frequently asked questions
Is Options a good credit union?
Options earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Profitable (ROA 0.38%).
Is Options NCUA-insured?
Yes. Options is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Options?
Options holds $5 million in total assets, ranking 57th of 62 credit unions we track in Colorado. It serves 557 members.
Does Options have CFPB complaints?
No CFPB complaints against Options appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
