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credit union

Jefferson County Teachers

Monticello, FL · Est. 1964
96/ 100
Trust Grade
Excellent
96 out of 100

Jefferson County Teachers is a credit union based in Monticello, Florida, established in 1964, with $16 million in total assets serving 1,354 members. By Trust Grade it ranks 17th of 107 credit unions we track in Florida. Its net worth ratio of 14.1% trails most similarly sized credit unions (49th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Jefferson County Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.1M
<$100M institution
Members
1,354
Shares & deposits
Net worth ratio
14.1%
Bottom 49% of <$100M peers · Florida median 11.1%
Return on assets
0.7%
Top 43% of <$100M peers · Florida median 0.53%
Rank in Florida
#17
of 107 credit unions

How Jefferson County Teachers compares to Florida peers

Net worth ratio
Bottom 49% of <$100M peers
Jefferson County
14.1%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of <$100M peers
Jefferson County
0.7%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Jefferson County Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
96/100
  • Strongly capitalized (14.1% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Jefferson County Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Jefferson County Teachers insured?

Yes. Jefferson County Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jefferson County Teachers: frequently asked questions

Is Jefferson County Teachers a good credit union?

Jefferson County Teachers earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Profitable (ROA 0.75%).

Is Jefferson County Teachers NCUA-insured?

Yes. Jefferson County Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Jefferson County Teachers?

Jefferson County Teachers holds $16 million in total assets, ranking 17th of 107 credit unions we track in Florida. It serves 1,354 members.

Does Jefferson County Teachers have CFPB complaints?

No CFPB complaints against Jefferson County Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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