Membersfirst
Membersfirst is a credit union based in Decatur, Georgia, established in 1953, with $429 million in total assets serving 26,800 members. By Trust Grade it ranks 31st of 72 credit unions we track in Georgia. Its net worth ratio of 11.5% is stronger than 54% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against Membersfirst appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Membersfirst compares to Georgia peers
How we graded Membersfirst
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Profitable (ROA 0.71%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Membersfirst over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Membersfirst insured?
Yes. Membersfirst is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Membersfirst: frequently asked questions
Is Membersfirst a good credit union?
Membersfirst earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.71%).
Is Membersfirst NCUA-insured?
Yes. Membersfirst is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Membersfirst?
Membersfirst holds $429 million in total assets, ranking 31st of 72 credit unions we track in Georgia. It serves 26,800 members.
Does Membersfirst have CFPB complaints?
No CFPB complaints against Membersfirst appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
