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credit union

Interstate

Jesup, GA · Est. 1968
A
Trust Grade
Excellent
Score: 98/100

Interstate is a credit union based in Jesup, Georgia, established in 1968, with $408 million in total assets serving 35,896 members. By Trust Grade it ranks 19th of 72 credit unions we track in Georgia. Its net worth ratio of 15.0% is stronger than 87% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 1.96% return on assets. No consumer complaints against Interstate appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$408.1M
$100M–1B institution
Members
35,896
Shares & deposits
Net worth ratio
15.0%
Top 13% of $100M–1B peers · Georgia median 13.3%
Return on assets
2.0%
Top 4% of $100M–1B peers · Georgia median 0.63%
Rank in Georgia
#19
of 72 credit unions

How Interstate compares to Georgia peers

Net worth ratio
Top 13% of $100M–1B peers
Interstate
15.0%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
Interstate
2.0%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Interstate

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.0% capital ratio)
  • Strongly profitable (ROA 1.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Interstate over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Interstate insured?

Yes. Interstate is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Interstate: frequently asked questions

Is Interstate a good credit union?

Interstate earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Strongly profitable (ROA 1.96%).

Is Interstate NCUA-insured?

Yes. Interstate is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Interstate?

Interstate holds $408 million in total assets, ranking 19th of 72 credit unions we track in Georgia. It serves 35,896 members.

Does Interstate have CFPB complaints?

No CFPB complaints against Interstate appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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