Platinum
Platinum is a credit union based in Duluth, Georgia, established in 1999, with $390 million in total assets serving 13,839 members. By Trust Grade it ranks 40th of 72 credit unions we track in Georgia. Its net worth ratio of 10.4% trails most similarly sized credit unions (36th percentile), versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against Platinum appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Platinum compares to Georgia peers
How we graded Platinum
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.4% capital ratio)
- Strongly profitable (ROA 1.36%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Platinum over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Platinum insured?
Yes. Platinum is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Platinum: frequently asked questions
Is Platinum a good credit union?
Platinum earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Strongly profitable (ROA 1.36%).
Is Platinum NCUA-insured?
Yes. Platinum is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Platinum?
Platinum holds $390 million in total assets, ranking 40th of 72 credit unions we track in Georgia. It serves 13,839 members.
Does Platinum have CFPB complaints?
No CFPB complaints against Platinum appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
