Ashland
Ashland is a credit union based in Ashland, Kentucky, established in 1942, with $412 million in total assets serving 46,592 members. By Trust Grade it ranks 30th of 52 credit unions we track in Kentucky. Its net worth ratio of 12.2% is stronger than 62% of similarly sized credit unions, versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Ashland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ashland compares to Kentucky peers
How we graded Ashland
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Profitable (ROA 0.25%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Ashland over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ashland insured?
Yes. Ashland is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ashland: frequently asked questions
Is Ashland a good credit union?
Ashland earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.25%).
Is Ashland NCUA-insured?
Yes. Ashland is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ashland?
Ashland holds $412 million in total assets, ranking 30th of 52 credit unions we track in Kentucky. It serves 46,592 members.
Does Ashland have CFPB complaints?
No CFPB complaints against Ashland appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
