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credit union

Ashland

Ashland, KY · Est. 1942
A
Trust Grade
Excellent
Score: 92/100

Ashland is a credit union based in Ashland, Kentucky, established in 1942, with $412 million in total assets serving 46,592 members. By Trust Grade it ranks 30th of 52 credit unions we track in Kentucky. Its net worth ratio of 12.2% is stronger than 62% of similarly sized credit unions, versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Ashland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$412.5M
$100M–1B institution
Members
46,592
Shares & deposits
Net worth ratio
12.2%
Top 38% of $100M–1B peers · Kentucky median 12.8%
Return on assets
0.3%
Bottom 20% of $100M–1B peers · Kentucky median 0.76%
Rank in Kentucky
#30
of 52 credit unions

How Ashland compares to Kentucky peers

Net worth ratio
Top 38% of $100M–1B peers
Ashland
12.2%
Kentucky median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Ashland
0.3%
Kentucky median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Ashland

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (12.2% capital ratio)
  • Profitable (ROA 0.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ashland over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ashland insured?

Yes. Ashland is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ashland: frequently asked questions

Is Ashland a good credit union?

Ashland earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.25%).

Is Ashland NCUA-insured?

Yes. Ashland is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ashland?

Ashland holds $412 million in total assets, ranking 30th of 52 credit unions we track in Kentucky. It serves 46,592 members.

Does Ashland have CFPB complaints?

No CFPB complaints against Ashland appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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