Service One
Service One is a credit union based in Bowling Green, Kentucky, established in 1963, with $271 million in total assets serving 17,671 members. By Trust Grade it ranks 43rd of 52 credit unions we track in Kentucky. Its net worth ratio of 9.3% trails most similarly sized credit unions (20th percentile), versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Service One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Service One compares to Kentucky peers
How we graded Service One
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.3% capital ratio)
- Profitable (ROA 0.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Service One over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Service One insured?
Yes. Service One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Service One: frequently asked questions
Is Service One a good credit union?
Service One earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.41%).
Is Service One NCUA-insured?
Yes. Service One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Service One?
Service One holds $271 million in total assets, ranking 43rd of 52 credit unions we track in Kentucky. It serves 17,671 members.
Does Service One have CFPB complaints?
No CFPB complaints against Service One appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
