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credit union

C-Plant

Paducah, KY · Est. 1951
A
Trust Grade
Excellent
Score: 98/100

C-Plant is a credit union based in Paducah, Kentucky, established in 1951, with $363 million in total assets serving 15,892 members. By Trust Grade it ranks 1st of 52 credit unions we track in Kentucky. Its net worth ratio of 14.6% is stronger than 85% of similarly sized credit unions, versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against C-Plant appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$363.3M
$100M–1B institution
Members
15,892
Shares & deposits
Net worth ratio
14.6%
Top 15% of $100M–1B peers · Kentucky median 12.8%
Return on assets
1.3%
Top 18% of $100M–1B peers · Kentucky median 0.76%
Rank in Kentucky
#1
of 52 credit unions

How C-Plant compares to Kentucky peers

Net worth ratio
Top 15% of $100M–1B peers
C-Plant
14.6%
Kentucky median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of $100M–1B peers
C-Plant
1.3%
Kentucky median
0.8%
Higher ROA = more profitable relative to asset base

How we graded C-Plant

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.6% capital ratio)
  • Strongly profitable (ROA 1.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for C-Plant over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at C-Plant insured?

Yes. C-Plant is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

C-Plant: frequently asked questions

Is C-Plant a good credit union?

C-Plant earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Strongly profitable (ROA 1.27%).

Is C-Plant NCUA-insured?

Yes. C-Plant is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is C-Plant?

C-Plant holds $363 million in total assets, ranking 1st of 52 credit unions we track in Kentucky. It serves 15,892 members.

Does C-Plant have CFPB complaints?

No CFPB complaints against C-Plant appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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