Members Choice
Members Choice is a credit union based in Ashland, Kentucky, established in 1932, with $426 million in total assets serving 23,216 members. By Trust Grade it ranks 44th of 52 credit unions we track in Kentucky. Its net worth ratio of 8.3% trails most similarly sized credit unions (6th percentile), versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Members Choice appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Members Choice compares to Kentucky peers
How we graded Members Choice
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.65%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Members Choice over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Members Choice insured?
Yes. Members Choice is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Members Choice: frequently asked questions
Is Members Choice a good credit union?
Members Choice earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.65%).
Is Members Choice NCUA-insured?
Yes. Members Choice is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Members Choice?
Members Choice holds $426 million in total assets, ranking 44th of 52 credit unions we track in Kentucky. It serves 23,216 members.
Does Members Choice have CFPB complaints?
No CFPB complaints against Members Choice appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
