Class Act
Class Act is a credit union based in Louisville, Kentucky, established in 1954, with $352 million in total assets serving 23,195 members. By Trust Grade it ranks 23rd of 52 credit unions we track in Kentucky. Its net worth ratio of 11.1% trails most similarly sized credit unions (47th percentile), versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Class Act appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Class Act compares to Kentucky peers
How we graded Class Act
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Strongly profitable (ROA 1.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Class Act over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Class Act insured?
Yes. Class Act is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Class Act: frequently asked questions
Is Class Act a good credit union?
Class Act earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.31%).
Is Class Act NCUA-insured?
Yes. Class Act is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Class Act?
Class Act holds $352 million in total assets, ranking 23rd of 52 credit unions we track in Kentucky. It serves 23,195 members.
Does Class Act have CFPB complaints?
No CFPB complaints against Class Act appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
