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credit union

Autotruck Financial

Louisville, KY · Est. 1965
92/ 100
Trust Grade
Excellent
92 out of 100

Autotruck Financial is a credit union based in Louisville, Kentucky, established in 1965, with $219 million in total assets serving 17,263 members. By Trust Grade it ranks 33rd of 52 credit unions we track in Kentucky. Its net worth ratio of 12.9% is stronger than 71% of similarly sized credit unions, versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Autotruck Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$219.1M
$100M–1B institution
Members
17,263
Shares & deposits
Net worth ratio
12.9%
Top 29% of $100M–1B peers · Kentucky median 12.8%
Return on assets
0.2%
Bottom 17% of $100M–1B peers · Kentucky median 0.76%
Rank in Kentucky
#33
of 52 credit unions

How Autotruck Financial compares to Kentucky peers

Net worth ratio
Top 29% of $100M–1B peers
Autotruck Financial
12.9%
Kentucky median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of $100M–1B peers
Autotruck Financial
0.2%
Kentucky median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Autotruck Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
92/100
  • Strongly capitalized (12.9% capital ratio)
  • Profitable (ROA 0.21%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Autotruck Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Autotruck Financial insured?

Yes. Autotruck Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Autotruck Financial: frequently asked questions

Is Autotruck Financial a good credit union?

Autotruck Financial earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Profitable (ROA 0.21%).

Is Autotruck Financial NCUA-insured?

Yes. Autotruck Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Autotruck Financial?

Autotruck Financial holds $219 million in total assets, ranking 33rd of 52 credit unions we track in Kentucky. It serves 17,263 members.

Does Autotruck Financial have CFPB complaints?

No CFPB complaints against Autotruck Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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