Credit Union One
Credit Union One is a credit union based in Ferndale, Michigan, established in 1938, with $1.8 billion in total assets serving 108,063 members. By Trust Grade it ranks 63rd of 170 credit unions we track in Michigan. Its net worth ratio of 11.4% is stronger than 63% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Credit Union One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Credit Union One compares to Michigan peers
How we graded Credit Union One
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Strongly profitable (ROA 1.18%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Credit Union One over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Credit Union One insured?
Yes. Credit Union One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Credit Union One: frequently asked questions
Is Credit Union One a good credit union?
Credit Union One earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.18%).
Is Credit Union One NCUA-insured?
Yes. Credit Union One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Credit Union One?
Credit Union One holds $1.8 billion in total assets, ranking 63rd of 170 credit unions we track in Michigan. It serves 108,063 members.
Does Credit Union One have CFPB complaints?
No CFPB complaints against Credit Union One appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
