credit union

Central Jersey Police & Fire

Hamilton, NJ · Est. 1939
A
Trust Grade
Excellent
Score: 98/100

Central Jersey Police & Fire is a credit union based in Hamilton, New Jersey, established in 1939, with $50 million in total assets serving 2,937 members. By Trust Grade it ranks 5th of 127 credit unions we track in New Jersey. Its net worth ratio of 14.6% is stronger than 52% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 2.01% return on assets. No consumer complaints against Central Jersey Police & Fire appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$50.2M
<$100M institution
Members
2,937
Shares & deposits
—
Net worth ratio
14.6%
Top 48% of <$100M peers · New Jersey median 13.9%
Return on assets
2.0%
Top 6% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#5
of 127 credit unions

How Central Jersey Police & Fire compares to New Jersey peers

Net worth ratio
Top 48% of <$100M peers
Central Jersey
14.6%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of <$100M peers
Central Jersey
2.0%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Central Jersey Police & Fire

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.6% capital ratio)
  • Strongly profitable (ROA 2.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Central Jersey Police & Fire over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Central Jersey Police & Fire insured?

Yes. Central Jersey Police & Fire is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Central Jersey Police & Fire: frequently asked questions

Is Central Jersey Police & Fire a good credit union?

Central Jersey Police & Fire earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Strongly profitable (ROA 2.01%).

Is Central Jersey Police & Fire NCUA-insured?

Yes. Central Jersey Police & Fire is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Central Jersey Police & Fire?

Central Jersey Police & Fire holds $50 million in total assets, ranking 5th of 127 credit unions we track in New Jersey. It serves 2,937 members.

Does Central Jersey Police & Fire have CFPB complaints?

No CFPB complaints against Central Jersey Police & Fire appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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