High Desert Community
High Desert Community is a credit union based in Aztec, New Mexico, established in 1956, with $18 million in total assets serving 1,894 members. By Trust Grade it ranks 9th of 37 credit unions we track in New Mexico. Its net worth ratio of 13.3% trails most similarly sized credit unions (43th percentile), versus a New Mexico median of 13.2%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against High Desert Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How High Desert Community compares to New Mexico peers
How we graded High Desert Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Strongly profitable (ROA 1.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for High Desert Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at High Desert Community insured?
Yes. High Desert Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
High Desert Community: frequently asked questions
Is High Desert Community a good credit union?
High Desert Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 1.56%).
Is High Desert Community NCUA-insured?
Yes. High Desert Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is High Desert Community?
High Desert Community holds $18 million in total assets, ranking 9th of 37 credit unions we track in New Mexico. It serves 1,894 members.
Does High Desert Community have CFPB complaints?
No CFPB complaints against High Desert Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
