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credit union

Cuba

Cuba, NM · Est. 1972
97/ 100
Trust Grade
Excellent
97 out of 100

Cuba is a credit union based in Cuba, New Mexico, established in 1972, with $24 million in total assets serving 1,421 members. By Trust Grade it ranks 13th of 37 credit unions we track in New Mexico. Its net worth ratio of 18.0% is stronger than 71% of similarly sized credit unions, versus a New Mexico median of 13.2%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Cuba appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$23.6M
<$100M institution
Members
1,421
Shares & deposits
Net worth ratio
18.0%
Top 29% of <$100M peers · New Mexico median 13.2%
Return on assets
0.9%
Top 35% of <$100M peers · New Mexico median 0.77%
Rank in New Mexico
#13
of 37 credit unions

How Cuba compares to New Mexico peers

Net worth ratio
Top 29% of <$100M peers
Cuba
18.0%
New Mexico median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of <$100M peers
Cuba
0.9%
New Mexico median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Cuba

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
97/100
  • Strongly capitalized (18.0% capital ratio)
  • Profitable (ROA 0.90%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Cuba over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cuba insured?

Yes. Cuba is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cuba: frequently asked questions

Is Cuba a good credit union?

Cuba earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (18.0% capital ratio); Profitable (ROA 0.90%).

Is Cuba NCUA-insured?

Yes. Cuba is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cuba?

Cuba holds $24 million in total assets, ranking 13th of 37 credit unions we track in New Mexico. It serves 1,421 members.

Does Cuba have CFPB complaints?

No CFPB complaints against Cuba appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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