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credit union

Mt Zion Woodlawn

Cincinnati, OH · Est. 1968
B
Trust Grade
Strong
Score: 85/100

Mt Zion Woodlawn is a credit union based in Cincinnati, Ohio, established in 1968, with $143 thousand in total assets serving 160 members. By Trust Grade it ranks 149th of 195 credit unions we track in Ohio. Its net worth ratio of 9.9% trails most similarly sized credit unions (17th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.29% return on assets. No consumer complaints against Mt Zion Woodlawn appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$143K
<$100M institution
Members
160
Shares & deposits
Net worth ratio
9.9%
Bottom 17% of <$100M peers · Ohio median 12%
Return on assets
0.3%
Bottom 35% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#149
of 195 credit unions

How Mt Zion Woodlawn compares to Ohio peers

Net worth ratio
Bottom 17% of <$100M peers
Mt Zion
9.9%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of <$100M peers
Mt Zion
0.3%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Mt Zion Woodlawn

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (9.9% capital ratio)
  • Profitable (ROA 0.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mt Zion Woodlawn over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mt Zion Woodlawn insured?

Yes. Mt Zion Woodlawn is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mt Zion Woodlawn: frequently asked questions

Is Mt Zion Woodlawn a good credit union?

Mt Zion Woodlawn earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.29%).

Is Mt Zion Woodlawn NCUA-insured?

Yes. Mt Zion Woodlawn is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mt Zion Woodlawn?

Mt Zion Woodlawn holds $0 million in total assets, ranking 149th of 195 credit unions we track in Ohio. It serves 160 members.

Does Mt Zion Woodlawn have CFPB complaints?

No CFPB complaints against Mt Zion Woodlawn appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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