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credit union

Postal Family Credit Union, Inc.

Cincinnati, OH · Est. 1932
A
Trust Grade
Excellent
Score: 96/100

Postal Family Credit Union, Inc. is a credit union based in Cincinnati, Ohio, established in 1932, with $66 million in total assets serving 4,014 members. By Trust Grade it ranks 64th of 195 credit unions we track in Ohio. Its net worth ratio of 17.7% is stronger than 69% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Postal Family Credit Union, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$66.4M
<$100M institution
Members
4,014
Shares & deposits
Net worth ratio
17.7%
Top 31% of <$100M peers · Ohio median 12%
Return on assets
0.8%
Top 40% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#64
of 195 credit unions

How Postal Family Credit Union, Inc. compares to Ohio peers

Net worth ratio
Top 31% of <$100M peers
Postal Family
17.7%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of <$100M peers
Postal Family
0.8%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Postal Family Credit Union, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (17.7% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Postal Family Credit Union, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Postal Family Credit Union, Inc. insured?

Yes. Postal Family Credit Union, Inc. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Postal Family Credit Union, Inc.: frequently asked questions

Is Postal Family Credit Union, Inc. a good credit union?

Postal Family Credit Union, Inc. earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (17.7% capital ratio); Profitable (ROA 0.80%).

Is Postal Family Credit Union, Inc. NCUA-insured?

Yes. Postal Family Credit Union, Inc. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Postal Family Credit Union, Inc.?

Postal Family Credit Union, Inc. holds $66 million in total assets, ranking 64th of 195 credit unions we track in Ohio. It serves 4,014 members.

Does Postal Family Credit Union, Inc. have CFPB complaints?

No CFPB complaints against Postal Family Credit Union, Inc. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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