Penn State
Penn State is a credit union based in Bellefonte, Pennsylvania, established in 1959, with $270 million in total assets serving 14,380 members. By Trust Grade it ranks 48th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 13.9% is stronger than 80% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.83% return on assets. No consumer complaints against Penn State appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Penn State compares to Pennsylvania peers
How we graded Penn State
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.9% capital ratio)
- Strongly profitable (ROA 1.83%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Penn State over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Penn State insured?
Yes. Penn State is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Penn State: frequently asked questions
Is Penn State a good credit union?
Penn State earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 1.83%).
Is Penn State NCUA-insured?
Yes. Penn State is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Penn State?
Penn State holds $270 million in total assets, ranking 48th of 271 credit unions we track in Pennsylvania. It serves 14,380 members.
Does Penn State have CFPB complaints?
No CFPB complaints against Penn State appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
