Skip to main content
credit union

Bhcu

Ridley Park, PA · Est. 1952
A
Trust Grade
Excellent
Score: 94/100

Bhcu is a credit union based in Ridley Park, Pennsylvania, established in 1952, with $273 million in total assets serving 8,933 members. By Trust Grade it ranks 138th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 11.8% is stronger than 58% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Bhcu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$273.0M
$100M–1B institution
Members
8,933
Shares & deposits
Net worth ratio
11.8%
Top 42% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.6%
Bottom 44% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#138
of 271 credit unions

How Bhcu compares to Pennsylvania peers

Net worth ratio
Top 42% of $100M–1B peers
Bhcu
11.8%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of $100M–1B peers
Bhcu
0.6%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Bhcu

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.8% capital ratio)
  • Profitable (ROA 0.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bhcu over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bhcu insured?

Yes. Bhcu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bhcu: frequently asked questions

Is Bhcu a good credit union?

Bhcu earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.61%).

Is Bhcu NCUA-insured?

Yes. Bhcu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bhcu?

Bhcu holds $273 million in total assets, ranking 138th of 271 credit unions we track in Pennsylvania. It serves 8,933 members.

Does Bhcu have CFPB complaints?

No CFPB complaints against Bhcu appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Penn State
credit union · Bellefonte, PA · $270M assets
Penn East
credit union · Scranton, PA · $278M assets
Top Tier
credit union · Clarion, PA · $268M assets
Allegent Community
credit union · Pittsburgh, PA · $282M assets
Usx
credit union · Cranberry Twp, PA · $260M assets
Century Heritage
credit union · Pittsburgh, PA · $288M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →