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credit union

Penn East

Scranton, PA · Est. 1938
A
Trust Grade
Excellent
Score: 90/100

Penn East is a credit union based in Scranton, Pennsylvania, established in 1938, with $278 million in total assets serving 21,622 members. By Trust Grade it ranks 186th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.5% trails most similarly sized credit unions (39th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Penn East appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$277.6M
$100M–1B institution
Members
21,622
Shares & deposits
Net worth ratio
10.5%
Bottom 39% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.7%
Top 49% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#186
of 271 credit unions

How Penn East compares to Pennsylvania peers

Net worth ratio
Bottom 39% of $100M–1B peers
Penn East
10.5%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $100M–1B peers
Penn East
0.7%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Penn East

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (10.5% capital ratio)
  • Profitable (ROA 0.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Penn East over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Penn East insured?

Yes. Penn East is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Penn East: frequently asked questions

Is Penn East a good credit union?

Penn East earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Profitable (ROA 0.69%).

Is Penn East NCUA-insured?

Yes. Penn East is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Penn East?

Penn East holds $278 million in total assets, ranking 186th of 271 credit unions we track in Pennsylvania. It serves 21,622 members.

Does Penn East have CFPB complaints?

No CFPB complaints against Penn East appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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