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credit union

Coteau Valley

Sisseton, SD · Est. 1950
B
Trust Grade
Strong
Score: 85/100

Coteau Valley is a credit union based in Sisseton, South Dakota, established in 1950, with $19 million in total assets serving 2,216 members. By Trust Grade it ranks 23rd of 33 credit unions we track in South Dakota. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 0.44% return on assets. No consumer complaints against Coteau Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$18.9M
<$100M institution
Members
2,216
Shares & deposits
Net worth ratio
9.7%
Bottom 15% of <$100M peers · South Dakota median 10.5%
Return on assets
0.4%
Bottom 41% of <$100M peers · South Dakota median 0.91%
Rank in South Dakota
#23
of 33 credit unions

How Coteau Valley compares to South Dakota peers

Net worth ratio
Bottom 15% of <$100M peers
Coteau Valley
9.7%
South Dakota median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of <$100M peers
Coteau Valley
0.4%
South Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Coteau Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (9.7% capital ratio)
  • Profitable (ROA 0.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Coteau Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Coteau Valley insured?

Yes. Coteau Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Coteau Valley: frequently asked questions

Is Coteau Valley a good credit union?

Coteau Valley earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.44%).

Is Coteau Valley NCUA-insured?

Yes. Coteau Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Coteau Valley?

Coteau Valley holds $19 million in total assets, ranking 23rd of 33 credit unions we track in South Dakota. It serves 2,216 members.

Does Coteau Valley have CFPB complaints?

No CFPB complaints against Coteau Valley appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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