Lakota
Lakota is a credit union based in Kyle, South Dakota, established in 2012, with $19 million in total assets serving 4,125 members. By Trust Grade it ranks 32nd of 33 credit unions we track in South Dakota. Its net worth ratio of 22.6% is stronger than 85% of similarly sized credit unions, versus a South Dakota median of 10.5%. It posted a loss over the most recent period (-3.27% return on assets), a point to watch. No consumer complaints against Lakota appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lakota compares to South Dakota peers
How we graded Lakota
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.6% capital ratio)
- Unprofitable over the period (ROA -3.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lakota over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lakota insured?
Yes. Lakota is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lakota: frequently asked questions
Is Lakota a good credit union?
Lakota earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (22.6% capital ratio); Unprofitable over the period (ROA -3.27%).
Is Lakota NCUA-insured?
Yes. Lakota is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lakota?
Lakota holds $19 million in total assets, ranking 32nd of 33 credit unions we track in South Dakota. It serves 4,125 members.
Does Lakota have CFPB complaints?
No CFPB complaints against Lakota appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
