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credit union

Navarro

Corsicana, TX · Est. 1953
B
Trust Grade
Strong
Score: 88/100

Navarro is a credit union based in Corsicana, Texas, established in 1953, with $3 million in total assets serving 671 members. By Trust Grade it ranks 250th of 379 credit unions we track in Texas. Its net worth ratio of 42.1% is stronger than 98% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.27% return on assets), a point to watch. No consumer complaints against Navarro appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.7M
<$100M institution
Members
671
Shares & deposits
Net worth ratio
42.1%
Top 2% of <$100M peers · Texas median 13.5%
Return on assets
-0.3%
Bottom 16% of <$100M peers · Texas median 0.58%
Rank in Texas
#250
of 379 credit unions

How Navarro compares to Texas peers

Net worth ratio
Top 2% of <$100M peers
Navarro
42.1%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of <$100M peers
Navarro
-0.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Navarro

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Strongly capitalized (42.1% capital ratio)
  • Unprofitable over the period (ROA -0.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Navarro over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Navarro insured?

Yes. Navarro is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Navarro: frequently asked questions

Is Navarro a good credit union?

Navarro earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (42.1% capital ratio); Unprofitable over the period (ROA -0.27%).

Is Navarro NCUA-insured?

Yes. Navarro is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Navarro?

Navarro holds $3 million in total assets, ranking 250th of 379 credit unions we track in Texas. It serves 671 members.

Does Navarro have CFPB complaints?

No CFPB complaints against Navarro appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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