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Texas Trust

Mansfield, TX · Est. 1936
90/ 100
Trust Grade
Excellent
90 out of 100

Texas Trust is a credit union based in Mansfield, Texas, established in 1936, with $2.1 billion in total assets serving 138,569 members. By Trust Grade it ranks 231st of 379 credit unions we track in Texas. Its net worth ratio of 10.6% trails most similarly sized credit unions (47th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Texas Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.1B
$1B–10B institution
Members
138,569
Shares & deposits
Net worth ratio
10.6%
Bottom 47% of $1B–10B peers · Texas median 13.5%
Return on assets
0.6%
Bottom 40% of $1B–10B peers · Texas median 0.58%
Rank in Texas
#231
of 379 credit unions

How Texas Trust compares to Texas peers

Net worth ratio
Bottom 47% of $1B–10B peers
Texas Trust
10.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of $1B–10B peers
Texas Trust
0.6%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Texas Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
90/100
  • Well-capitalized (10.6% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Texas Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Texas Trust insured?

Yes. Texas Trust is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texas Trust: frequently asked questions

Is Texas Trust a good credit union?

Texas Trust earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.59%).

Is Texas Trust NCUA-insured?

Yes. Texas Trust is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Texas Trust?

Texas Trust holds $2.1 billion in total assets, ranking 231st of 379 credit unions we track in Texas. It serves 138,569 members.

Does Texas Trust have CFPB complaints?

No CFPB complaints against Texas Trust appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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