Skip to main content
credit union

Jackson River Community

Covington, VA · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

Jackson River Community is a credit union based in Covington, Virginia, established in 1953, with $132 million in total assets serving 6,872 members. By Trust Grade it ranks 17th of 95 credit unions we track in Virginia. Its net worth ratio of 15.3% is stronger than 88% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 2.30% return on assets. No consumer complaints against Jackson River Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$131.9M
$100M–1B institution
Members
6,872
Shares & deposits
Net worth ratio
15.3%
Top 12% of $100M–1B peers · Virginia median 11.9%
Return on assets
2.3%
Top 2% of $100M–1B peers · Virginia median 0.56%
Rank in Virginia
#17
of 95 credit unions

How Jackson River Community compares to Virginia peers

Net worth ratio
Top 12% of $100M–1B peers
Jackson River
15.3%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of $100M–1B peers
Jackson River
2.3%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Jackson River Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.3% capital ratio)
  • Strongly profitable (ROA 2.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jackson River Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Jackson River Community insured?

Yes. Jackson River Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jackson River Community: frequently asked questions

Is Jackson River Community a good credit union?

Jackson River Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Strongly profitable (ROA 2.30%).

Is Jackson River Community NCUA-insured?

Yes. Jackson River Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Jackson River Community?

Jackson River Community holds $132 million in total assets, ranking 17th of 95 credit unions we track in Virginia. It serves 6,872 members.

Does Jackson River Community have CFPB complaints?

No CFPB complaints against Jackson River Community appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Truenergy
credit union · Springfield, VA · $129M assets
N A E
credit union · Chesapeake, VA · $127M assets
Healthcare Systems
credit union · Falls Church, VA · $138M assets
Celco Community
credit union · Narrows, VA · $146M assets
Peoples Advantage
credit union · Petersburg, VA · $116M assets
Roanoke Valley Community
credit union · Roanoke, VA · $107M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →