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credit union

Rva Financial

Richmond, VA · Est. 1950
A
Trust Grade
Excellent
Score: 96/100

Rva Financial is a credit union based in Richmond, Virginia, established in 1950, with $82 million in total assets serving 10,471 members. By Trust Grade it ranks 20th of 95 credit unions we track in Virginia. Its net worth ratio of 11.6% trails most similarly sized credit unions (30th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against Rva Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$81.7M
<$100M institution
Members
10,471
Shares & deposits
Net worth ratio
11.6%
Bottom 30% of <$100M peers · Virginia median 11.9%
Return on assets
1.6%
Top 13% of <$100M peers · Virginia median 0.56%
Rank in Virginia
#20
of 95 credit unions

How Rva Financial compares to Virginia peers

Net worth ratio
Bottom 30% of <$100M peers
Rva Financial
11.6%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of <$100M peers
Rva Financial
1.6%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Rva Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 1.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rva Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Rva Financial insured?

Yes. Rva Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rva Financial: frequently asked questions

Is Rva Financial a good credit union?

Rva Financial earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.61%).

Is Rva Financial NCUA-insured?

Yes. Rva Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Rva Financial?

Rva Financial holds $82 million in total assets, ranking 20th of 95 credit unions we track in Virginia. It serves 10,471 members.

Does Rva Financial have CFPB complaints?

No CFPB complaints against Rva Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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