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credit union

Virginia Educators Credit Union

Newport News, VA · Est. 1954
A
Trust Grade
Excellent
Score: 98/100

Virginia Educators Credit Union is a credit union based in Newport News, Virginia, established in 1954, with $77 million in total assets serving 3,654 members. By Trust Grade it ranks 14th of 95 credit unions we track in Virginia. Its net worth ratio of 23.5% is stronger than 87% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 1.85% return on assets. No consumer complaints against Virginia Educators Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$76.9M
<$100M institution
Members
3,654
Shares & deposits
Net worth ratio
23.5%
Top 13% of <$100M peers · Virginia median 11.9%
Return on assets
1.8%
Top 8% of <$100M peers · Virginia median 0.56%
Rank in Virginia
#14
of 95 credit unions

How Virginia Educators Credit Union compares to Virginia peers

Net worth ratio
Top 13% of <$100M peers
Virginia Educators
23.5%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 8% of <$100M peers
Virginia Educators
1.8%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Virginia Educators Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (23.5% capital ratio)
  • Strongly profitable (ROA 1.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Virginia Educators Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Virginia Educators Credit Union insured?

Yes. Virginia Educators Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Virginia Educators Credit Union: frequently asked questions

Is Virginia Educators Credit Union a good credit union?

Virginia Educators Credit Union earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (23.5% capital ratio); Strongly profitable (ROA 1.85%).

Is Virginia Educators Credit Union NCUA-insured?

Yes. Virginia Educators Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Virginia Educators Credit Union?

Virginia Educators Credit Union holds $77 million in total assets, ranking 14th of 95 credit unions we track in Virginia. It serves 3,654 members.

Does Virginia Educators Credit Union have CFPB complaints?

No CFPB complaints against Virginia Educators Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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