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credit union

Kemba Roanoke

Salem, VA · Est. 1935
A
Trust Grade
Excellent
Score: 95/100

Kemba Roanoke is a credit union based in Salem, Virginia, established in 1935, with $77 million in total assets serving 4,717 members. By Trust Grade it ranks 25th of 95 credit unions we track in Virginia. Its net worth ratio of 16.1% is stronger than 62% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against Kemba Roanoke appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$77.2M
<$100M institution
Members
4,717
Shares & deposits
Net worth ratio
16.1%
Top 38% of <$100M peers · Virginia median 11.9%
Return on assets
0.7%
Top 45% of <$100M peers · Virginia median 0.56%
Rank in Virginia
#25
of 95 credit unions

How Kemba Roanoke compares to Virginia peers

Net worth ratio
Top 38% of <$100M peers
Kemba Roanoke
16.1%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of <$100M peers
Kemba Roanoke
0.7%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Kemba Roanoke

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (16.1% capital ratio)
  • Profitable (ROA 0.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kemba Roanoke over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kemba Roanoke insured?

Yes. Kemba Roanoke is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kemba Roanoke: frequently asked questions

Is Kemba Roanoke a good credit union?

Kemba Roanoke earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (16.1% capital ratio); Profitable (ROA 0.70%).

Is Kemba Roanoke NCUA-insured?

Yes. Kemba Roanoke is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kemba Roanoke?

Kemba Roanoke holds $77 million in total assets, ranking 25th of 95 credit unions we track in Virginia. It serves 4,717 members.

Does Kemba Roanoke have CFPB complaints?

No CFPB complaints against Kemba Roanoke appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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