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Industrial Cu Of Whatcom County

Bellingham, WA · Est. 1941
A
Trust Grade
Excellent
Score: 92/100

Industrial Cu Of Whatcom County is a credit union based in Bellingham, Washington, established in 1941, with $395 million in total assets serving 33,072 members. By Trust Grade it ranks 39th of 75 credit unions we track in Washington. Its net worth ratio of 11.8% is stronger than 57% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Industrial Cu Of Whatcom County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$395.1M
$100M–1B institution
Members
33,072
Shares & deposits
Net worth ratio
11.8%
Top 43% of $100M–1B peers · Washington median 12.4%
Return on assets
0.3%
Bottom 22% of $100M–1B peers · Washington median 0.56%
Rank in Washington
#39
of 75 credit unions

How Industrial Cu Of Whatcom County compares to Washington peers

Net worth ratio
Top 43% of $100M–1B peers
Industrial Cu
11.8%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of $100M–1B peers
Industrial Cu
0.3%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Industrial Cu Of Whatcom County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (11.8% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Industrial Cu Of Whatcom County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Industrial Cu Of Whatcom County insured?

Yes. Industrial Cu Of Whatcom County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Industrial Cu Of Whatcom County: frequently asked questions

Is Industrial Cu Of Whatcom County a good credit union?

Industrial Cu Of Whatcom County earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.30%).

Is Industrial Cu Of Whatcom County NCUA-insured?

Yes. Industrial Cu Of Whatcom County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Industrial Cu Of Whatcom County?

Industrial Cu Of Whatcom County holds $395 million in total assets, ranking 39th of 75 credit unions we track in Washington. It serves 33,072 members.

Does Industrial Cu Of Whatcom County have CFPB complaints?

No CFPB complaints against Industrial Cu Of Whatcom County appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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