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credit union

Avista Corp.

Spokane, WA · Est. 1934
A
Trust Grade
Excellent
Score: 94/100

Avista Corp. is a credit union based in Spokane, Washington, established in 1934, with $72 million in total assets serving 3,652 members. By Trust Grade it ranks 37th of 75 credit unions we track in Washington. Its net worth ratio of 18.0% is stronger than 70% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.45% return on assets. No consumer complaints against Avista Corp. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$71.9M
<$100M institution
Members
3,652
Shares & deposits
Net worth ratio
18.0%
Top 30% of <$100M peers · Washington median 12.4%
Return on assets
0.4%
Bottom 42% of <$100M peers · Washington median 0.56%
Rank in Washington
#37
of 75 credit unions

How Avista Corp. compares to Washington peers

Net worth ratio
Top 30% of <$100M peers
Avista Corp.
18.0%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of <$100M peers
Avista Corp.
0.4%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Avista Corp.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (18.0% capital ratio)
  • Profitable (ROA 0.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Avista Corp. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Avista Corp. insured?

Yes. Avista Corp. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Avista Corp.: frequently asked questions

Is Avista Corp. a good credit union?

Avista Corp. earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (18.0% capital ratio); Profitable (ROA 0.45%).

Is Avista Corp. NCUA-insured?

Yes. Avista Corp. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Avista Corp.?

Avista Corp. holds $72 million in total assets, ranking 37th of 75 credit unions we track in Washington. It serves 3,652 members.

Does Avista Corp. have CFPB complaints?

No CFPB complaints against Avista Corp. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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