Skip to main content
credit union

Safeway

Spokane, WA · Est. 1952
B
Trust Grade
Strong
Score: 89/100

Safeway is a credit union based in Spokane, Washington, established in 1952, with $75 million in total assets serving 4,310 members. By Trust Grade it ranks 47th of 75 credit unions we track in Washington. Its net worth ratio of 20.7% is stronger than 80% of similarly sized credit unions, versus a Washington median of 12.4%. It posted a loss over the most recent period (-0.17% return on assets), a point to watch. No consumer complaints against Safeway appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$74.6M
<$100M institution
Members
4,310
Shares & deposits
Net worth ratio
20.7%
Top 20% of <$100M peers · Washington median 12.4%
Return on assets
-0.2%
Bottom 18% of <$100M peers · Washington median 0.56%
Rank in Washington
#47
of 75 credit unions

How Safeway compares to Washington peers

Net worth ratio
Top 20% of <$100M peers
Safeway
20.7%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of <$100M peers
Safeway
-0.2%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Safeway

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (20.7% capital ratio)
  • Unprofitable over the period (ROA -0.17%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Safeway over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Safeway insured?

Yes. Safeway is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Safeway: frequently asked questions

Is Safeway a good credit union?

Safeway earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (20.7% capital ratio); Unprofitable over the period (ROA -0.17%).

Is Safeway NCUA-insured?

Yes. Safeway is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Safeway?

Safeway holds $75 million in total assets, ranking 47th of 75 credit unions we track in Washington. It serves 4,310 members.

Does Safeway have CFPB complaints?

No CFPB complaints against Safeway appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Tri-Cities Community
credit union · Kennewick, WA · $75M assets
Avista Corp.
credit union · Spokane, WA · $72M assets
Evergreendirect
credit union · Tumwater, WA · $78M assets
Westedge
credit union · Bellingham, WA · $79M assets
Spokane City
credit union · Spokane, WA · $66M assets
Primesource
credit union · Spokane, WA · $85M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →