Alderson Fci
Alderson Fci is a credit union based in Alderson, West Virginia, established in 1955, with $9 million in total assets serving 670 members. By Trust Grade it ranks 4th of 73 credit unions we track in West Virginia. Its net worth ratio of 24.6% is stronger than 89% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 3.64% return on assets. No consumer complaints against Alderson Fci appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Alderson Fci compares to West Virginia peers
How we graded Alderson Fci
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (24.6% capital ratio)
- Strongly profitable (ROA 3.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Alderson Fci over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Alderson Fci insured?
Yes. Alderson Fci is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Alderson Fci: frequently asked questions
Is Alderson Fci a good credit union?
Alderson Fci earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (24.6% capital ratio); Strongly profitable (ROA 3.64%).
Is Alderson Fci NCUA-insured?
Yes. Alderson Fci is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Alderson Fci?
Alderson Fci holds $9 million in total assets, ranking 4th of 73 credit unions we track in West Virginia. It serves 670 members.
Does Alderson Fci have CFPB complaints?
No CFPB complaints against Alderson Fci appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.