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credit union

Pace

Huntington, WV · Est. 1956
A
Trust Grade
Excellent
Score: 97/100

Pace is a credit union based in Huntington, West Virginia, established in 1956, with $9 million in total assets serving 1,200 members. By Trust Grade it ranks 24th of 73 credit unions we track in West Virginia. Its net worth ratio of 12.9% trails most similarly sized credit unions (40th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Pace appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.6M
<$100M institution
Members
1,200
Shares & deposits
Net worth ratio
12.9%
Bottom 40% of <$100M peers · West Virginia median 13.5%
Return on assets
0.9%
Top 36% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#24
of 73 credit unions

How Pace compares to West Virginia peers

Net worth ratio
Bottom 40% of <$100M peers
Pace
12.9%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of <$100M peers
Pace
0.9%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Pace

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (12.9% capital ratio)
  • Profitable (ROA 0.88%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pace over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Pace insured?

Yes. Pace is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pace: frequently asked questions

Is Pace a good credit union?

Pace earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Profitable (ROA 0.88%).

Is Pace NCUA-insured?

Yes. Pace is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Pace?

Pace holds $9 million in total assets, ranking 24th of 73 credit unions we track in West Virginia. It serves 1,200 members.

Does Pace have CFPB complaints?

No CFPB complaints against Pace appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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