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credit union

Fayette

Mount Hope, WV · Est. 1958
A
Trust Grade
Excellent
Score: 92/100

Fayette is a credit union based in Mount Hope, West Virginia, established in 1958, with $9 million in total assets serving 777 members. By Trust Grade it ranks 45th of 73 credit unions we track in West Virginia. Its net worth ratio of 23.5% is stronger than 87% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.22% return on assets. No consumer complaints against Fayette appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.5M
<$100M institution
Members
777
Shares & deposits
Net worth ratio
23.5%
Top 13% of <$100M peers · West Virginia median 13.5%
Return on assets
0.2%
Bottom 31% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#45
of 73 credit unions

How Fayette compares to West Virginia peers

Net worth ratio
Top 13% of <$100M peers
Fayette
23.5%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of <$100M peers
Fayette
0.2%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Fayette

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (23.5% capital ratio)
  • Profitable (ROA 0.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fayette over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fayette insured?

Yes. Fayette is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fayette: frequently asked questions

Is Fayette a good credit union?

Fayette earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (23.5% capital ratio); Profitable (ROA 0.22%).

Is Fayette NCUA-insured?

Yes. Fayette is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fayette?

Fayette holds $9 million in total assets, ranking 45th of 73 credit unions we track in West Virginia. It serves 777 members.

Does Fayette have CFPB complaints?

No CFPB complaints against Fayette appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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