Bayer Heritage
Bayer Heritage is a credit union based in New Martinsvill, West Virginia, established in 1957, with $801 million in total assets serving 45,014 members. By Trust Grade it ranks 65th of 73 credit unions we track in West Virginia. Its net worth ratio of 9.7% trails most similarly sized credit unions (25th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Bayer Heritage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bayer Heritage compares to West Virginia peers
How we graded Bayer Heritage
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.7% capital ratio)
- Profitable (ROA 0.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bayer Heritage over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Bayer Heritage insured?
Yes. Bayer Heritage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bayer Heritage: frequently asked questions
Is Bayer Heritage a good credit union?
Bayer Heritage earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.61%).
Is Bayer Heritage NCUA-insured?
Yes. Bayer Heritage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Bayer Heritage?
Bayer Heritage holds $801 million in total assets, ranking 65th of 73 credit unions we track in West Virginia. It serves 45,014 members.
Does Bayer Heritage have CFPB complaints?
No CFPB complaints against Bayer Heritage appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
