Hartsburg State Bank
Hartsburg State Bank is a bank based in Hartsburg, Illinois, established in 1901, with $17 million in total assets across 1 branch. By Trust Grade it ranks 268th of 328 banks we track in Illinois. Its capital ratio of 8.9% trails most similarly sized banks (18th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Hartsburg State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hartsburg State Bank compares to Illinois peers
How we graded Hartsburg State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hartsburg State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 101 N 2nd St, Hartsburg, IL 62643
Are deposits at Hartsburg State Bank insured?
Yes. Hartsburg State Bank is an FDIC-insured bank (FDIC certificate #11716). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hartsburg State Bank: frequently asked questions
Is Hartsburg State Bank a good bank?
Hartsburg State Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.36%).
Is Hartsburg State Bank FDIC-insured?
Yes. Hartsburg State Bank is a FDIC-insured bank (FDIC certificate #11716). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Hartsburg State Bank?
Hartsburg State Bank holds $17 million in total assets, ranking 268th of 328 banks we track in Illinois. It operates 1 branch.
Does Hartsburg State Bank have CFPB complaints?
No CFPB complaints against Hartsburg State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
