Pony Express Bank is a bank based in Braymer, Missouri, established in 1890, with $377 million in total assets across 2 branches. By Trust Grade it ranks 65th of 195 banks we track in Missouri. Its capital ratio of 10.4% is stronger than 54% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.81% return on assets. No consumer complaints against Pony Express Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pony Express Bank compares to Missouri peers
How we graded Pony Express Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.4% capital ratio)
- Strongly profitable (ROA 2.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pony Express Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 215 N 291 Hwy, Liberty, MO 64068
- 213 N Main St, Braymer, MO 64624
Are deposits at Pony Express Bank insured?
Yes. Pony Express Bank is an FDIC-insured bank (FDIC certificate #4526). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pony Express Bank: frequently asked questions
Is Pony Express Bank a good bank?
Pony Express Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 2.81%).
Is Pony Express Bank FDIC-insured?
Yes. Pony Express Bank is a FDIC-insured bank (FDIC certificate #4526). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pony Express Bank?
Pony Express Bank holds $377 million in total assets, ranking 65th of 195 banks we track in Missouri. It operates 2 branches.
Does Pony Express Bank have CFPB complaints?
No CFPB complaints against Pony Express Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
