Home Federal Savings And Loan Association is a bank based in Bamberg, South Carolina, established in 1920, with $40 million in total assets across 1 branch. By Trust Grade it ranks 29th of 44 banks we track in South Carolina. Its capital ratio of 14.4% is stronger than 69% of similarly sized banks, versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 0.24% return on assets. No consumer complaints against Home Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Home Federal Savings And Loan Association compares to South Carolina peers
How we graded Home Federal Savings And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.4% capital ratio)
- Profitable (ROA 0.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Home Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 2990 Main Hwy, Bamberg, SC 29003
Are deposits at Home Federal Savings And Loan Association insured?
Yes. Home Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #31774). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Home Federal Savings And Loan Association: frequently asked questions
Is Home Federal Savings And Loan Association a good bank?
Home Federal Savings And Loan Association earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Profitable (ROA 0.24%).
Is Home Federal Savings And Loan Association FDIC-insured?
Yes. Home Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #31774). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Home Federal Savings And Loan Association?
Home Federal Savings And Loan Association holds $40 million in total assets, ranking 29th of 44 banks we track in South Carolina. It operates 1 branch.
Does Home Federal Savings And Loan Association have CFPB complaints?
No CFPB complaints against Home Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
