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Kingstree Federal Savings And Loan Association

Kingstree, SC · Est. 1926 · Website ↗
B
Trust Grade
Strong
Score: 85/100

Kingstree Federal Savings And Loan Association is a bank based in Kingstree, South Carolina, established in 1926, with $38 million in total assets across 1 branch. By Trust Grade it ranks 41st of 44 banks we track in South Carolina. Its capital ratio of 13.8% is stronger than 64% of similarly sized banks, versus a South Carolina median of 9.8%. It posted a loss over the most recent period (-0.55% return on assets), a point to watch. No consumer complaints against Kingstree Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$38.1M
<$100M institution
Deposits
$32.6M
Branches
1
Capital ratio
13.8%
Top 36% of <$100M peers · South Carolina median 9.8%
Return on assets
-0.6%
Bottom 11% of <$100M peers · South Carolina median 1.1%
Rank in South Carolina
#41
of 44 banks

How Kingstree Federal Savings And Loan Association compares to South Carolina peers

Capital ratio
Top 36% of <$100M peers
Kingstree Federal
13.8%
South Carolina median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 11% of <$100M peers
Kingstree Federal
-0.6%
South Carolina median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Kingstree Federal Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Strongly capitalized (13.8% capital ratio)
  • Unprofitable over the period (ROA -0.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kingstree Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 101 E Mill St, Kingstree, SC 29556

Are deposits at Kingstree Federal Savings And Loan Association insured?

Yes. Kingstree Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #29486). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kingstree Federal Savings And Loan Association: frequently asked questions

Is Kingstree Federal Savings And Loan Association a good bank?

Kingstree Federal Savings And Loan Association earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Unprofitable over the period (ROA -0.55%).

Is Kingstree Federal Savings And Loan Association FDIC-insured?

Yes. Kingstree Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #29486). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Kingstree Federal Savings And Loan Association?

Kingstree Federal Savings And Loan Association holds $38 million in total assets, ranking 41st of 44 banks we track in South Carolina. It operates 1 branch.

Does Kingstree Federal Savings And Loan Association have CFPB complaints?

No CFPB complaints against Kingstree Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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