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Bank Of Tennessee

Kingsport, TN · Est. 1974 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Bank Of Tennessee is a bank based in Kingsport, Tennessee, established in 1974, with $2.1 billion in total assets across 25 branches. By Trust Grade it ranks 67th of 109 banks we track in Tennessee. Its capital ratio of 9.0% trails most similarly sized banks (24th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.69% return on assets. No consumer complaints against Bank Of Tennessee appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.1B
$1B–10B institution
Deposits
$1.9B
Branches
25
Capital ratio
9.0%
Bottom 24% of $1B–10B peers · Tennessee median 9.8%
Return on assets
1.7%
Top 20% of $1B–10B peers · Tennessee median 1.07%
Rank in Tennessee
#67
of 109 banks

How Bank Of Tennessee compares to Tennessee peers

Capital ratio
Bottom 24% of $1B–10B peers
Bank Of
9.0%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 20% of $1B–10B peers
Bank Of
1.7%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Tennessee

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.0% capital ratio)
  • Strongly profitable (ROA 1.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Tennessee over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (25)

  • 1230 N Main Ave, Erwin, TN 37650
  • 301 E Center St, Kingsport, TN 37660
  • 800 Broad St, Elizabethton, TN 37643
  • 8257 Highway 19 E, Roan Mountain, TN 37687
  • 1254 Milligan Hwy, Johnson City, TN 37601
  • 200 Bemberg Rd, Elizabethton, TN 37643
  • 112 E Mountcastle Dr, Johnson City, TN 37601
  • 4214 Fort Henry Dr, Kingsport, TN 37663
  • 1328 W State Of Franklin Rd, Johnson City, TN 37604
  • 502 E Jackson Blvd, Jonesborough, TN 37659
  • 3828 Nc Highway 105 S, Banner Elk, NC 28604
  • 1917 Highway 394, Blountville, TN 37617
  • 1223 Volunteer Pkwy, Bristol, TN 37620
  • 301 E Center St, Kingsport, TN 37660
  • 402 Roy Martin Rd, Gray, TN 37615
  • 100 Med Tech Pkwy, Johnson City, TN 37604
  • 10431 Wallace Alley St, Kingsport, TN 37663
  • 301 E Center St, Kingsport, TN 37660
  • 165 Indian Lake Blvd, Hendersonville, TN 37075
  • 2210 Crestmoor Rd, Nashville, TN 37215
  • 1982 Providence Pkwy, Mount Juliet, TN 37122
  • 224 Brookview Centre Way, Knoxville, TN 37919
  • 12920 Lebanon Rd, Mount Juliet, TN 37122
  • 189 Boone Heights Drive, Boone, NC 28607
  • 601 Elk Ave, Elizabethton, TN 37643

Are deposits at Bank Of Tennessee insured?

Yes. Bank Of Tennessee is an FDIC-insured bank (FDIC certificate #21573). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Tennessee: frequently asked questions

Is Bank Of Tennessee a good bank?

Bank Of Tennessee earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.0% capital ratio); Strongly profitable (ROA 1.69%).

Is Bank Of Tennessee FDIC-insured?

Yes. Bank Of Tennessee is a FDIC-insured bank (FDIC certificate #21573). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Tennessee?

Bank Of Tennessee holds $2.1 billion in total assets, ranking 67th of 109 banks we track in Tennessee. It operates 25 branches.

Does Bank Of Tennessee have CFPB complaints?

No CFPB complaints against Bank Of Tennessee appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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