Community Choice
Community Choice is a credit union based in Farmington Hill, Michigan, established in 1935, with $2.1 billion in total assets serving 115,119 members. By Trust Grade it ranks 135th of 170 credit unions we track in Michigan. Its net worth ratio of 9.4% trails most similarly sized credit unions (19th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against Community Choice appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Choice compares to Michigan peers
How we graded Community Choice
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.4% capital ratio)
- Strongly profitable (ROA 1.40%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Choice over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Community Choice insured?
Yes. Community Choice is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Choice: frequently asked questions
Is Community Choice a good credit union?
Community Choice earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Strongly profitable (ROA 1.40%).
Is Community Choice NCUA-insured?
Yes. Community Choice is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Community Choice?
Community Choice holds $2.1 billion in total assets, ranking 135th of 170 credit unions we track in Michigan. It serves 115,119 members.
Does Community Choice have CFPB complaints?
No CFPB complaints against Community Choice appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
