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credit union

Honor

Berrien Springs, MI · Est. 1934
A
Trust Grade
Excellent
Score: 96/100

Honor is a credit union based in Berrien Springs, Michigan, established in 1934, with $1.9 billion in total assets serving 105,279 members. By Trust Grade it ranks 64th of 170 credit unions we track in Michigan. Its net worth ratio of 12.0% is stronger than 71% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Honor appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.9B
$1B–10B institution
Members
105,279
Shares & deposits
Net worth ratio
12.0%
Top 29% of $1B–10B peers · Michigan median 11.7%
Return on assets
0.7%
Top 49% of $1B–10B peers · Michigan median 0.79%
Rank in Michigan
#64
of 170 credit unions

How Honor compares to Michigan peers

Net worth ratio
Top 29% of $1B–10B peers
Honor
12.0%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $1B–10B peers
Honor
0.7%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Honor

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (12.0% capital ratio)
  • Profitable (ROA 0.72%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Honor over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Honor insured?

Yes. Honor is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Honor: frequently asked questions

Is Honor a good credit union?

Honor earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.72%).

Is Honor NCUA-insured?

Yes. Honor is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Honor?

Honor holds $1.9 billion in total assets, ranking 64th of 170 credit unions we track in Michigan. It serves 105,279 members.

Does Honor have CFPB complaints?

No CFPB complaints against Honor appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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