Skip to main content
credit union

Missouri Electric Cooperatives Empl

Jefferson City, MO · Est. 1975
A
Trust Grade
Excellent
Score: 95/100

Missouri Electric Cooperatives Empl is a credit union based in Jefferson City, Missouri, established in 1975, with $388 million in total assets serving 13,713 members. By Trust Grade it ranks 31st of 89 credit unions we track in Missouri. Its net worth ratio of 11.2% trails most similarly sized credit unions (49th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against Missouri Electric Cooperatives Empl appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$387.8M
$100M–1B institution
Members
13,713
Shares & deposits
Net worth ratio
11.2%
Bottom 49% of $100M–1B peers · Missouri median 11.4%
Return on assets
1.4%
Top 13% of $100M–1B peers · Missouri median 0.65%
Rank in Missouri
#31
of 89 credit unions

How Missouri Electric Cooperatives Empl compares to Missouri peers

Net worth ratio
Bottom 49% of $100M–1B peers
Missouri Electric
11.2%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $100M–1B peers
Missouri Electric
1.4%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Missouri Electric Cooperatives Empl

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.2% capital ratio)
  • Strongly profitable (ROA 1.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Missouri Electric Cooperatives Empl over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Missouri Electric Cooperatives Empl insured?

Yes. Missouri Electric Cooperatives Empl is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Missouri Electric Cooperatives Empl: frequently asked questions

Is Missouri Electric Cooperatives Empl a good credit union?

Missouri Electric Cooperatives Empl earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.40%).

Is Missouri Electric Cooperatives Empl NCUA-insured?

Yes. Missouri Electric Cooperatives Empl is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Missouri Electric Cooperatives Empl?

Missouri Electric Cooperatives Empl holds $388 million in total assets, ranking 31st of 89 credit unions we track in Missouri. It serves 13,713 members.

Does Missouri Electric Cooperatives Empl have CFPB complaints?

No CFPB complaints against Missouri Electric Cooperatives Empl appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Blucurrent
credit union · Springfield, MO · $394M assets
Arsenal
credit union · Arnold, MO · $395M assets
Alltru
credit union · Wentzville, MO · $403M assets
Alliance
credit union · Fenton, MO · $422M assets
St. Louis Community
credit union · Saint Louis, MO · $443M assets
Telcomm
credit union · Springfield, MO · $330M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →