Skip to main content
credit union

Northern Star Credit Union, Inc.

Portsmouth, VA · Est. 1929
A
Trust Grade
Excellent
Score: 94/100

Northern Star Credit Union, Inc. is a credit union based in Portsmouth, Virginia, established in 1929, with $75 million in total assets serving 7,222 members. By Trust Grade it ranks 37th of 95 credit unions we track in Virginia. Its net worth ratio of 16.4% is stronger than 63% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Northern Star Credit Union, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$75.2M
<$100M institution
Members
7,222
Shares & deposits
Net worth ratio
16.4%
Top 37% of <$100M peers · Virginia median 11.9%
Return on assets
0.5%
Bottom 47% of <$100M peers · Virginia median 0.56%
Rank in Virginia
#37
of 95 credit unions

How Northern Star Credit Union, Inc. compares to Virginia peers

Net worth ratio
Top 37% of <$100M peers
Northern Star
16.4%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of <$100M peers
Northern Star
0.5%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Northern Star Credit Union, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (16.4% capital ratio)
  • Profitable (ROA 0.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Northern Star Credit Union, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Northern Star Credit Union, Inc. insured?

Yes. Northern Star Credit Union, Inc. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Northern Star Credit Union, Inc.: frequently asked questions

Is Northern Star Credit Union, Inc. a good credit union?

Northern Star Credit Union, Inc. earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Profitable (ROA 0.54%).

Is Northern Star Credit Union, Inc. NCUA-insured?

Yes. Northern Star Credit Union, Inc. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Northern Star Credit Union, Inc.?

Northern Star Credit Union, Inc. holds $75 million in total assets, ranking 37th of 95 credit unions we track in Virginia. It serves 7,222 members.

Does Northern Star Credit Union, Inc. have CFPB complaints?

No CFPB complaints against Northern Star Credit Union, Inc. appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Virginia Educators Credit Union
credit union · Newport News, VA · $77M assets
Kemba Roanoke
credit union · Salem, VA · $77M assets
Rva Financial
credit union · Richmond, VA · $82M assets
Credit Union Of Richmond Incorporat
credit union · Richmond, VA · $65M assets
Pwc Employees
credit union · Woodbridge, VA · $85M assets
Front Royal
credit union · Front Royal, VA · $87M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →