Co-Op
Co-Op is a credit union based in Black River Fal, Wisconsin, established in 1938, with $615 million in total assets serving 23,640 members. By Trust Grade it ranks 37th of 99 credit unions we track in Wisconsin. Its net worth ratio of 11.5% is stronger than 53% of similarly sized credit unions, versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Co-Op appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Co-Op compares to Wisconsin peers
How we graded Co-Op
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Strongly profitable (ROA 1.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Co-Op over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Co-Op insured?
Yes. Co-Op is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Co-Op: frequently asked questions
Is Co-Op a good credit union?
Co-Op earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.13%).
Is Co-Op NCUA-insured?
Yes. Co-Op is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Co-Op?
Co-Op holds $615 million in total assets, ranking 37th of 99 credit unions we track in Wisconsin. It serves 23,640 members.
Does Co-Op have CFPB complaints?
No CFPB complaints against Co-Op appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
